Cambridge Chamber of Commerce

 

Recent Updates

 

MARCH 23, 2021: Extension of Canada Emergency Business Account to Help Small Businesses
Yesterday, the government announced that the deadline for new Canada Emergency Business Account (CEBA) applications has been extended from March 31 to June 30, 2021.

This deadline extension applies to any new applications for CEBA loans of $60,000 or to new applications from businesses that have already received the $40,000 loan and intend to apply for the additional $20,000.

The extension will allow more businesses to access the support they need as Canada’s economy continues to deal with localized public health restrictions and, for a number of businesses, reduced opening hours or reduced demand for services. Extending the application deadline to June 2021 also aligns CEBA with the timelines of other federal government support programs for business.


MARCH 3, 2021: Certainty and Continuity for Businesses and Employees

Government of Canada announced that the CEWS and CERS programs will continue at the current support rates until June. This will provide much-needed certainty for businesses who continue to grapple with the effects of the COVID-19 pandemic.

We have been urging the government to publish the details on what support rates will look like past March 13 and yesterday’s announcement from the Prime Minister answered those calls. Businesses can now plan with certainty this spring, knowing what level of support they will receive from these critical support programs through June of this year.


DECEMBER 1, 2020: Federal Economic Statement

On November 30, the Deputy Prime Minister and Minister of Finance, the Honourable Chrystia Freeland, presented the Fall Economic Statement 2020 in the House of Commons. The Fall Economic Statement is posted here. Read the government’s release.

 

KEY HIGHLIGHTS FROM THE FALL ECONOMIC STATEMENT

 

  • Investments in testing and tracing, procurement of personal protective equipment, and a suite of measures to protect people in long-term care.

    • $150 million to improve ventilation in public buildings and help reduce the spread of COVID-19.

  • An increase of the maximum rate of the Canada Emergency Wage Subsidy to 75 per cent for the period beginning December 20, 2020 and extending this rate until March 13, 2021.

  • An extension of the current rates of the Canada Emergency Rent Subsidy and Lockdown Support until March 13, 2021. Both programs will be available until June 2021.

  • A proposal to extend the Canada Emergency Rent Subsidy for an additional three periods to March 13, 2021.

  • The Canada Emergency Business Account (CEBA) program will be expanded, allowing qualifying businesses to access an additional interest-free $20,000 loan, in situations where there is need. Half of this additional amount, up to $10,000, would be forgivable if the loan is repaid by December 31, 2022. The deadline to apply for a CEBA loan has been extended to March 31, 2021.

  • The government will work with financial institutions in the near term to create the Highly Affected Sectors Credit Availability Program – a new program for the hardest hit businesses, including those in sectors like tourism and hospitality, hotels, arts and entertainment. This stream would offer 100 per cent government-guaranteed financing for heavily impacted businesses, and provide low-interest loans of up to $1 million over extended terms, up to ten years.

  • A top-up of up to $500 million, on a cash basis, to Regional Development Agencies and the Community Futures Network of Canada. The government will earmark a minimum of 25 per cent of all the Fund’s resources to support local tourism businesses.

  • Temporary support of up to $1,200 in 2021 for each child under the age of six for families entitled to the Canada Child Benefit.

  • Laying the groundwork for a Canada-wide Early Learning and Child Care System.

  • The Department of Finance Canada also released the Annual Financial Report of the Government of Canada for 2019–20; providing an overview of the government’s spending and revenue for the previous fiscal year.


NOVEMBER 23, 2020: Canada Emergency Rent Subsidy (CERS)

Today, the CRA has launched a CERS online calculator and application form that are designed almost identically to those of the Canada Emergency Wage Subsidy (CEWS). The calculator guides applicants through a step-by-step process that allows them to determine the subsidy amount they can claim, based on the information they enter.  The CERS web pages include detailed information about eligibility requirements, how payment periods are structured, and how the subsidy is calculated.  Learn more.

 

The CRA will collect applications over the coming days and, on November 30, process applications received to date. Qualifying organizations whose claims successfully clear the CRA’s automated verification system and that are registered for direct deposit should expect to begin receiving payments starting on December 4.  In cases where the CRA does not have enough information on file to process a claim, we will ask organizations to provide us with additional information so that we can verify their eligibility before we process their application.


On November 21, the Government of Canada successfully concluded talks on transitional trade continuity agreement with the United Kingdom. As the Comprehensive Economic and Trade Agreement (CETA) will no longer apply to the United Kingdom beginning January 1, 2021, this new agreement will provide continued access to the benefits of CETA on a bilateral basis, including the elimination of tariffs on 98% of Canadian products exported to the United Kingdom. Read the release.


NOVEMBER 11, 2020:  New rent subsidy program details released

The Federal Government has unveiled details of its new commercial rent subsidy program, the Canada Emergency Rent Subsidy (CERS).

This new program replaces the Canada Emergency Commercial Rent Assistance (CECRA) which by early October has delivered more than $1.8 billion in rent support to more than 130,000 small businesses.

 

The CERS will provide financial support to help businesses, charities and non-profits who’ve suffered a revenue drop due to the pandemic by subsidizing a percentage of their expenses on a sliding scale, up to a maximum of 65% of eligible expenses, until Dec. 19, 2020.

 

Unlike the CECRA, businesses do not require a 70% revenue decline to qualify. Even with a decline of 1%, businesses can still qualify.

For example:

  • 30% revenue decline;

  • $15,000 monthly rent for office space (before H.S.T.);

  • Calculation of subsidy is 0.8 x 30% = 24%, then 24% x $15,000 = $3,600/month. 

 This means for each 1% of revenue decline, you are entitled to a 0.8% rent subsidy.  Once you hit a revenue decline of 50%, the calculation changes to a 1.25% subsidy for each 1% decline in revenue, up to a maximum subsidy of 65%.

 

Also, a top-up CERS subsidy of 25% will be available for companies that are temporarily shut down or “significantly limited” by a mandatory public health order.  Applications will be made directly to the CRA (Canada Revenue Agency) for this subsidy, not through the landlord.

 

Expenses that are eligible for the CERS include commercial rent, property taxes and property insurance (capped at $75,000 per month).  This formula is applicable until Dec. 19, 2020 and retroactive to Sept. 27, 2020.  More details outlining the program between Dec. 20, 2020 and June 2021 are expected to be released towards the end of this year. The CRA is expected to announce shortly when businesses can begin to apply for the CERS. Read More.


NOVEMBER 9, 2020: Government’s Universal Broadband Fund finally announced

Today the Government of Canada announced the opening of applications for the $1.75 billion Universal Broadband Fund (UBF). First announced in March 2019, the UBF has been a long-awaited funding mechanism to help bridge the digital divide in Canada, especially in rural and remote areas. Funds will support projects that provide Internet access at the CRTC’s basic service objective of 50/10 Mbps or higher. Read more.


NOVEMBER 5, 2020: Government Brings Forward Bill C-9 With New Rent Program And Wage Subsidy Improvements 

The federal government this week tabled Bill C-9, which includes the new and improved commercial rent program and updates to the wage subsidy program.

We welcome Bill C-9, which is generally positive and in line with our recommendations. We have, however, also reiterated our calls to address shortfalls. We are hopeful the legislation can be quickly amended and passed. More information on C- 9  and The Canadian Chamber Response.

 

250+ Businesses And Associations Join Together To Urge The Finance Minister To Halt Planned Tax Hike Amid Pandemic 
We have made public a letter sent to Deputy Prime Minister and Finance Minister Chrystia Freeland on October 30. The letter from our President and CEO, the Hon. Perrin Beatty, is co-signed by 261 businesses and associations and urges the federal government to freeze its planned excise tax increase on alcoholic beverages, currently scheduled for April 1.  Read more.


OCTOBER 9, 2021: New Federal Supports For Business

On October 9, the Government of Canada announced additional supports for businesses affected by COVID-19, including targeted support specifically for the hardest hit businesses. We think the announcement is promising, however it falls short of some of our recommendations. The new supports include a 65% wage subsidy to December, a new rent support program and an expansion of the CEBA. Technical details on a number of fronts are yet to be released. We have called for programs to be implemented on an immediate basis. More Information.

 

The new Canada Emergency Rent Subsidy, provides rent and mortgage support until June 2021 for qualifying organizations affected by COVID-19. The rent subsidy would be provided directly to tenants, while also providing support to property owners. The new rent subsidy would support businesses, charities, and non-profits that have suffered a revenue drop, by subsidizing a percentage of their expenses, on a sliding scale, up to a maximum of 65 per cent of eligible expenses until December 19, 2020. Organizations would be able to make claims retroactively for the period that began September 27 and ends October 24, 2020.


A top-up Canada Emergency Rent Subsidy of 25 per cent for organizations temporarily shut down by a mandatory public health order issued by a qualifying public health authority, in addition to the 65 per cent subsidy.

 

Applications Open: Canada Recovery Benefit
The CRB is one of three programs that replaced the now-closed CERB. The CRB gives income support to employed and self-employed individuals who are directly affected by COVID-19 and are not entitled to Employment Insurance (EI) benefits. The CRB is administered by the Canada Revenue Agency. More InformationApply NowRead more on the Transition to EIFAQ for the CRB.


OCTOBER 6, 2021: Applications Now Available For The Canada Recovery Sickness Benefit And The Canada Recovery Caregiving Benefit 

The programs, both part of the package replacing the CERB, may now be applied for. Applications for both programs are available through the Canada Revenue Agency. Applications for the Canada Recovery Benefit will be available starting October 12. CRA’s new CRSB, CRCB and CRB web pages provide extensive information about these benefits including eligibility requirements, how to apply and eligibility period dates.   Apply for CRSB. Apply for CRCB.


SEPTEEMBER 24, 2020: Government Of Canada Introduces Legislation To Extend Recovery Benefits
Today the federal government introduced Bill C-2, which includes the previously announced Canada Recovery Benefit, the Canada Recovery Sickness Benefit and the Canada Recovery Caregiver Benefit. In concert with other previously announced EI changes, these programs are part of the proposed package designed to replace the Canada Emergency Response Benefit (CERB), which is winding down. More information.


SEPTEMBER 15, 2020: Canadian Chamber Welcomes Lifting Of Unjustified U.S. Aluminum Tariffs
This afternoon the United States removed its tariffs on Canadian aluminum hours before Canada was set to announce its retaliatory measures. However, the United States has not unconditionally lifted its tariffs on Canadian aluminum and continues to seek to restrict market-driven trade flows. We call on the United States to fully and without precondition remove the threat that tariffs could be re-imposed in the future. More information.


SEPTEMBER 10, 2020: Government Announces Targeted Support For Black Entrepreneurs And Business Owners
Yesterday the government announced up to nearly $221 million in support for Black entrepreneurs and business owners, in partnership with Canadian financial institutions. One of the goals is to launch Canada’s first-ever Black Entrepreneurship Program. We applauded the announcement as it aligns with our views on the importance of an inclusive recovery that leaves no opportunity for growth left unpursued. More information.


SEPTEMBER 7, 2020:  Concern That CECRA, Like Patio Season, Is Coming To An End Too Soon

Today the Government of Canada announced the Canada Emergency Commercial Rent Assistance (CECRA) program will be extended for the month of September. The government also announced this will be the final extension for the CECRA program. While CECRA has been a lifeline for many main street businesses continuing to experience weaker demand than usual, many more businesses haven’t benefited because of program restrictions or disagreements with landlords. Main street businesses need to know what comes next, and they need to know now. Whatever comes next needs to be easier to use for Canada’s small businesses, and with more flexible options. More information.


SEPTEMBER 3, 2020:  CRA Increases Amounts For Meal Claims And Benefits

The Canada Revenue Agency, with immediate effect and retroactive to January 1, 2020, has increased the amount employers can use to determine whether an overtime meal or allowance or the meal portion of a travel allowance is taxable from $17 to $23. More information.


SEPTEMBER 1, 2020: EDC Opens Call Centre To Answer CEBA Questions
Export Development Canada, who is responsible for overseeing the execution of the CEBA program, has opened a call centre to help answer business owners’ questions about their application or eligibility for the program. The call centre can provide callers with information about the status of their application, the CEBA program and the document upload website. The purpose of the call centre is not to field complaints about the program. The call centre is open Monday-Friday, 8:00 a.m. to 9:00 p.m. ET (5:00 a.m. to 6:00 p.m. PT) at 1-888-324-4201. More information.

 

Get Ready™ Wants To Help Get Your Business Ready With An Infection Prevention And Control (IPAC) Program
Get Ready™ is looking for 20 businesses in Ontario to participate in a FREE beta program of its IPAC program. The platform will provide businesses with a detailed list of procedures on screening, physical distancing, tracking, cleaning and disinfecting, and reporting and management of exposures. It will also provide online training for your staff and will be implemented over three, one-hour Zoom sessions. Each business that participates will receive an annual IPAC certificate, training and certification for staff and access to the platform for a period of one year. *The deadline to sign up is this Friday, September 4. Sign Up Now.


AUGUST 27, 2020:  Canadian Chamber Launches National ‘Our Restaurants’ Campaign 

We launched OurRestaurants.ca, a campaign dedicated to sharing stories and updates of one of the hardest hit industries by the pandemic. With the support of 14 food service businesses, representing more than 60 brands, we are putting a spotlight on the current situation faced by Canada’s restaurants amidst COVID-19 — high costs, fewer customers and government programs that are ill equipped for the unique, long-term challenges confronting the industry — and are urging governments to take measures to ensure their survival. For more information, visit OurRestaurants.ca.

 

Canadian Chamber Welcomes Federal Funding To Support Safe, Full-Time Return To School Policies
We welcomed Wednesday’s announcement by the Government of Canada to provide more than $2 billion in funding to help provinces and territories reopen their schools safely.

For working mothers everywhere whose children will be returning to the classroom as of next week, the funding provides assurance that sending their children back to school is the right decision. This funding is critical to helping women fully participate in the workforce, and especially so amid the economic recovery.

Our Council for Women’s Advocacy (CWA) issued a statement last week on the five things the federal government can do right now to support women and foster economic growth. The first of these is contained in yesterday’s announcement: a call to work with provinces and territories in their respective efforts to ensure there is safe full-time return to school policies for September 2020 that take into account international experiences, learnings and best practices to date.  Read our statement.


AUGUST 25, 2020: Temporary Immigration Policy Change Will Allow Visitors To Apply For A Work Permit Without Leaving Canada
Visitors who are currently in Canada and have a valid job offer will be able to apply for an employer-specific work permit and, if approved, receive the permit without having to leave the country. The temporary change comes into effect immediately. Foreign nationals who arrive in Canada as visitors after August 24 are not eligible under the policy.  More information.

 

Fish Harvester Benefit And Fish Harvester Grant Now Open For Applications
On August 24, the Fish Harvester Benefit and Grant Program opened to self-employed fish harvesters wishing to apply. The application period is open from August 24 to September 21, 2020. The Fish Harvester Benefit offers income support to self-employed fish harvesters and shareholders. The benefit covers up to 75% of income losses beyond a 25% threshold for the 2020 tax year when compared to 2018 or 2019. The maximum benefit is $10,164. The Fish Harvester Grant is a non-repayable grant to self-employed fish harvesters with a valid commercial fishing licence in 2020. The grant provides a maximum non-repayable support of up to $10,000, dependent on the level of the fish harvester’s historic fishing revenue in 2018 or 2019.  More information.


AUGUST 20, 2020: Government Of Canada To Make EI Changes, Extend CERB And Introduce Three New Benefit Programs

Today the federal government announced its intention to make changes to simplify EI applications, extend the Canada Emergency Response Benefit (CERB) an additional four weeks, and introduce three new benefit programs to take the place of the CERB once it expires: the Canada Recovery Benefit, the Canada Recovery Sickness Benefit, and the Canada Recovery Caregiving Benefit. The new benefit programs require legislative approval. More information.

 

Toronto Region Board Of Trade’s Returning To Physical Workplaces Toolkit
Working together with its members, TRBOT has developed a free digital toolkit, accessible from its website, that guides business owners and operators across Ontario on how to safely welcome employees back in four easy steps. You are encouraged to share the toolkit with your members. Access the toolkit.


AUGUST 18, 2020: Canada Revenue Agency Opens Applications For Enhanced Canada Emergency Wage Subsidy
Yesterday, the CRA announced that applications for period five of the CEWS were now available. Period five is the first of the periods that are a part of the new enhanced CEWS. Eligible employers can apply through their My Business Account or the CRA’s web form application. More information.

 

Canadian Chamber Welcomes Freeland As Finance Minister

We congratulate Chrystia Freeland on her appointment as Canada’s Minister of Finance. The Prime Minister’s decision puts a strong hand on the tiller during an unprecedented economic storm. The decisions made over coming weeks will set the country’s economic direction for the next several years. As we emerge into the post-COVID world, we must build on the spirit of partnership that developed during the pandemic to carefully, but steadily, reopen our economy and encourage the private sector investment and growth needed to protect Canadians’ standard of living.


AUGUST 13, 2020: Federal Government Announces Canada Healthy Communities Initiative
The Canada Healthy Communities Initiative will provide up to $31 million in federal funding to support community-led solutions that respond to immediate and ongoing needs arising from COVID-19 over the next two years. The Initiative will fund smaller-scale local projects under three main themes: creating safe and vibrant public spaces, improving mobility options, and digital solutions. More information.


AUGUST 7, 2020: Government To Provide Additional Funding To Ensure Continued Air Access To Remote Communities
The Government of Canada has announced that it is seeking bilateral agreements with provinces and territories to ensure continuity of essential transportation services to remote communities for at least six months and will establish a $75 million funding program to cover the federal share of the costs. The funding may be increased to $174 million over 18 months, if needed. More information.


AUGUST 5, 2020: Government Of Canada's COVID-19 Resilience' Infrastructure Funding Stream
Today the federal government announced the Investing in Canada Infrastructure Program is being adjusted so that provinces and territories can use federal funding to act quickly on a wider range of more pandemic-resilient infrastructure projects. Under a new COVID-19 Resilience funding stream worth up to $3.3 billion, projects will be eligible for a significantly larger federal cost share – up to 80% for provinces, municipalities and not-for-profit organizations in provinces and raising it to 100% for remote, northern and territorial projects designated under the new stream. More information.

 

Government Of Canada's Vaccine Task Force Update
Today the federal government announced the members of its Vaccine Task Force as well as agreements with Pfizer and Moderna to secure doses of COVID-19 vaccine candidates. Learn more.


JULY 31, 2020: Commercial Rent Relief Extended Into August
Today the Government of Canada announced that the CECRA program is being extended by one month to cover August rents. All provinces and territories are continuing to participate in the program. Learn more.  Access CECRA


JULY 30, 2020: Government Of Canada Introducing Stricter Rules For Foreign Nationals Transiting Through Canada To Alaska

The Canada Border Services Agency (CBSA) is announcing that as of July 31, 2020 at 12:01 a.m. PT stricter rules and additional entry conditions will be imposed on travellers transiting through Canada to Alaska for a non-discretionary purpose. These measures are put in place to further reduce the risk of introduction of COVID-19 cases and to minimize the amount of time that in-transit travellers are in Canada. Learn More.

 

Essential Services Contingency Reserve Registration To Open August 3

The Government of Canada recently announced the launch of the Essential Services Contingency Reserve to ensure essential service organizations have emergency access to the personal protective equipment and critical supplies they need to keep themselves and others safe during COVID-19. Registration will open August 3. Learn More.


JULY 28, 2020: Bill C-20, Which Includes Canada Emergency Wage Subsidy Improvements, Receives Royal Assent

The proposed improvements to the CEWS passed through the Senate and received Royal Assent on July 27. Among other things, Bill C-20 extends the CEWS to December 19, introduces a sliding scale and made some eligibility improvements. These are improvements we advocated and are pleased to see implemented on behalf of our members. Learn More.


JULY 24, 2020: Canada Labour Code Leave Of Absence Period Extended
For federally regulated members, this week the Government of Canada amended the Canada Labour Standards and extended the maximum allowable length for a leave of absence due to COVID-19 from 16 to 24 weeks. This change allows the eligibility to match the previously extended Canada Emergency Response Benefit (CERB). Learn More.


JULY 21, 2020:  Improved Canada Emergency Wage Subsidy Bill Passes The House

This afternoon MPs in the House of Commons passed Bill C-20, including the improved CEWS, which was announced on Friday last week. The Senate must now study the bill before it can be implemented. We have called for the bill to be swiftly passed and are grateful MPs on all sides worked to achieve that goal. We are hopeful the Senate will now do the same. The improved CEWS will help get Canadians back to work. Learn More.


JULY 17, 2020: Government Of Canada Rolls Out Canada Emergency Wage Subsidy Improvement Details

This afternoon the government released details of the proposed CEWS program extension and improvements. Legislative approval is still required, however the draft would: 

 

  • Allow the extension of the CEWS until December 19, 2020, including redesigned program details until November 21, 2020.

  • Make the subsidy accessible to a broader range of employers by including employers with a revenue decline of less than 30% and providing a gradually decreasing base subsidy to all qualifying employers. This would help many struggling employers with less than a 30% revenue loss get support to keep and bring back workers while also ensuring those who have previously benefited could still qualify, even if their revenues recover and no longer meet the 30% revenue decline threshold.

  • Introduce a top-up subsidy of up to an additional 25% for employers that have been most adversely affected by the pandemic. This would be particularly helpful to employers in industries that are recovering more slowly.

  • Provide certainty to employers that have already made business decisions for July and August by ensuring they would not receive a subsidy rate lower than they would have had under the previous rules.

  • Address certain technical issues identified by stakeholders.

  • We issued a statement that today’s improvements would help get Canadians back to work.

Learn more.


JULY 16, 2020: Federal Government To Provide $19 Billion To Provinces And Territories

This afternoon it was announced that the federal, provincial and territorial governments have reached an agreement in which the federal government will provide over $19 billion in funding to help the country’s economic recovery. The funding will target seven key areas: 

 

  • Testing, contact tracing and data management

  • Health care, including mental health and addictions

  • Aiding vulnerable populations, including in nursing homes

  • Personal protective equipment

  • Early learning and child care

  • Municipal budgets, including public transit

  • Paid sick leave

Learn More.


JULY 15, 2020: The Bank Of Canada’s July 2020 Monetary Policy Report
The Bank of Canada expects a sharp rebound in economic activity in the reopening phase of the recovery, followed by a more prolonged recuperation phase, which will be uneven across regions and sectors. As a result, Canada’s economic output will likely take some time to return to its pre-COVID-19 level. Many workers and businesses can expect to face an extended period of difficulty.  Learn More.

 

Government Announces Changes To Facilitate Online Learning For International Students 
The federal government has announced additional measures to support international students beginning a new program online this fall with a Canadian learning institution, if their institution is offering the program online, so that they can pursue their education while ensuring everyone’s safety. The new measures include: 

  • Providing priority study-permit processing for students who have submitted a complete application online to ensure permits are processed as quickly as possible.
  • Allowing students to count the time spent pursuing their studies online abroad toward their eligibility for a post-graduation work permit, if they have submitted a study permit application and if at least 50% of their program is completed in Canada.
  • Providing reassurances to international students who cannot submit all of the documentation needed to complete processing of their applications, and who choose to pursue programs through distance learning, by implementing a temporary two-stage approval process.

Learn more.


JULY 13, 2020: Canada Emergency Wage Subsidy (CEWS) To Be Extended Until December

The Government of Canada announced its intention to extend the CEWS program until December. Details on the extension are expected to be released later this week. We commented that news of the extension was positive, but a successful CEWS update must also expand revenue eligibility and provide absolute clarity and consistency about the criteria for eligibility. Too many businesses are still uncertain about their ability to qualify for the program.


JULY 2, 2020: Canadian Government Extends Mandatory Quarantine Requirement For Anyone Entering Canada Until August 31

The Government of Canada extended the Emergency Order requirements related to mandatory isolation and quarantine until August 31, 2020, for travellers entering Canada. Anyone entering Canada—whether by air, land or sea—will continue to be required to isolate for 14 days if they have COVID-19, or have reasonable grounds to suspect that they have signs and symptoms of COVID-19, or quarantine for 14 days if they do not have signs and symptoms of COVID-19. The order also clarifies when travellers are required to wear a non-medical mask or face covering. This includes a new requirement for individuals who are otherwise exempt from quarantine to wear a non-medical mask or face covering when in public settings if physical distancing cannot be maintained.  Learn More.

 

Government Introduces Draft Regulations Providing Relief For Registered Pension Plans

On July 2 the government released draft regulations that would help employers who sponsor a Registered Pension Plan (RPP) or salary deferral leave plan for their employees to manage and maintain their benefit obligations through the pandemic. It will also assure employees who participate in salary deferral leave plans that suspending their leave of absence (e.g., via a recall to essential-service work), or deferring their scheduled leave for up to one year, will not put their plan at risk. Learn More.


JUNE 30, 2020: CRA Deadline Changes

The CRA has advised that T2 Corporation Income Tax Returns and T3 Trust Income tax Returns that would have been due in June, July, or August are now due on September 1. For T2s and T3s, as previously announced, any income tax balance due on or after March 18 and before September 1 will also be due by September 1. Learn More.

 

Government Ends GST/HST And Customs Duty Payment Deferrals

The federal government has confirmed it is ending the payment deferrals as planned on June 30, today. Businesses that continue to experience difficulty in remitting GST/HST and customs duty amounts owing can contact the Canada Revenue Agency (CRA) and the Canada Border Services Agency (CBSA) to make a request for the cancellation of penalties and interest, and/or for a flexible payment arrangement with the CRA. Learn More.


JUNE 29, 2020: Canada Emergency Commercial Rent Assistance Program (CECRA)

On June 29, the federal government announced an extension of the CECRA program until July. The program was initially intended to support small businesses during the months of April, May, and June. Learn more or apply


JUNE 28, 2020: Federal Government Looking To Extend Rent Assistance For Another Month

Today the Government of Canada indicated that it is looking to extend the Canada Emergency Commercial Rent Assistance (CECRA) for small businesses to provide relief for small businesses experiencing financial hardship due to COVID-19. Currently the program covers April, May and June. The federal government is now working with the provinces and territories to continue the program into July. Learn More.


JUNE 26, 2020: Expanded CEBA Now Partially Available

After a week’s delay, the expanded Canada Emergency Business Account loan program is now available; however, only if you bank with one of Canada’s six largest banks. The CEBA expansion will be available from more lenders over the coming weeks. To apply for a CEBA contact your primary financial institution. Learn More.


JUNE 23, 2020: Federal Government Extends Time Periods Given To Employers To Recall Employees Laid Off Due To COVID-19 

Prior to these changes, employers could temporarily layoff their employees for up to three months if no notice with a recall date was provided or for a period of up to six months if they provided a notice with an expected recall date before the layoff became a termination. The amendments, which are set out in the Canada Labour Standards Regulations, temporarily extend these time periods by up to six months:  

 

  • For employees laid off prior to March 31, 2020, the time period is extended by six months or to December 30, 2020, whichever occurs first. 
  • For employees laid off between March 31, 2020 and September 30, 2020, the time period is extended until December 30, 2020 unless a later recall date was provided in a written notice at the time of the layoff. 

These changes, which came into effect on June 22, 2020, do not apply to employees who are covered by a collective agreement that contains recall rights. Learn more.


JUNE 16, 2020: Canada-U.S. Land Border To Be Closed For A Further 30 Days

The Government of Canada has announced an agreement with the U.S. to keep the border closed for an additional 30 days, extending the closure to July 21, 2020. Learn more.

 

Canada Emergency Response Benefit (CERB) Extended To Cover 24 Weeks
The government is extending the CERB from the current 16 weeks of eligibility to up to 24 weeks. The CERB provides financial support to employed and self-employed Canadians who are directly affected by COVID-19. Canadians may apply for the CERB through either Service Canada or the Canada Revenue Agency—but not both. Learn more.http://www.canada.ca/en/services/benefits/ei/cerb-application.html


JUNE 11, 2020: Gas Tax Fund Allocation Details Announced 

On June 11, the federal government announced the details of how the $2.2-billion Gas Tax Fund would be distributed across communities. This year, the government is distributing the money as a single payment in June to help communities address immediate pandemic costs.  Ontario Distribution.

 

Government Of Canada Announces Additional Support For Indigenous Businesses And The Indigenous Tourism Industry 
On June 11, the government announced new funding totaling $133 million to support Indigenous business through the pandemic and into recovery. Of these additional funds, $117 million will reach more community-owned First Nation, Inuit and Métis businesses, including microbusinesses, that are not eligible for existing business support measures. Learn More.


JUNE 10, 2020: Bill C-17 To Allow Deadline Extensions For Federal Corporations 

On June 10, 2020, a new bill was tabled in the House of Commons that will allow the Minister of Innovation, Science and Industry to issue orders to extend various deadlines for federal businesses, not-for-profits, cooperatives, and boards of trade. 

Bill C-17 affects the following acts administered by Corporations Canada: 

  • Canada Business Corporations Act 

  • Canada Not‑for‑profit Corporations Act 

  • Canada Cooperatives Act 

  • Boards of Trade Act

The bill grants authority to extend the period for holding annual meetings and, for boards of trade, the deadline for filing annual summaries. We will provide more information as soon as it is available. 


JUNE 5, 2020:  Today, the Prime Minister announced that the federal government will pay a one-time tax-free payment of up to $600 for Canadians with disabilities to help cover the cost of unexpected bills due to the pandemic. This new financial aid will go to all who are eligible for the Disability Tax Credit, as of June 1.

 

Top-up payments of $300 to Old Age Security and $200 to the Guaranteed Income Supplement will begin to be issued the week of July 6. This is part of the series of measures back in April to support seniors. Learn more. 


MAY 29, 2020: Government Announces $650 Million More For Indigenous Health, Economic And Social Support

Today the Government of Canada announced an additional:

 

  • $285.1 million to support the ongoing public health response to COVID-19 in Indigenous communities.

  • $270 million to supplement the On-Reserve Income Assistance Program to address increased demand on the program.

  • $44.8 million over five years to build 12 new shelters, which will help protect and support Indigenous women and girls experiencing and fleeing violence. 

  • $40.8 million to support operational costs for these new shelters over the first five years and $10.2 million annually ongoing.

  • $1 million a year ongoing, starting this year, to support engagement with Métis leaders and service providers on shelter provision and community-led violence prevention projects for Métis women, girls, and LGBTQ and two-spirit people

More information


MAY 25, 2020: Commercial Rent Assistance Registration Now Available
Landlords may now register for the CECRA program through the Canada Mortgage Housing Corporation portal. CMHC asks you register according to the following schedule: 

 

  • Monday: Property owners who are located in Atlantic Canada, BC, Alberta and Quebec, with up to 10 tenants who are eligible for the program.

  • Tuesday: Property owners who are located in Manitoba, Saskatchewan, Ontario and the Territories, with up to 10 tenants who are eligible for the program.

  • Wednesday: All other property owners in Manitoba, Saskatchewan, Ontario and the Territories

  • Thursday: All other property owners in Atlantic Canada, BC, Alberta and Quebec

  • Friday: All

More information and registration.


MAY 20, 2020: More Information For Canada Emergency Commercial Rent Assistance (CECRA) Program Released

Today the government provided more information on the CECRA program, including eligibility, what is needed to apply and that applications will become available on May 25. Landlords looking to use the program to help their tenants mitigate the impacts of COVID-19 are encouraged to prepare for the application process prior to Monday. Learn more.

 

Application Process For The Large Employer Emergency Financing Facility (LEEFF) Program Now Open
This program will provide emergency funding support for large Canadian enterprises facing financial challenges in light of the economic impact of the global COVID-19 pandemic. LEEFF will be open to large Canadian employers who (a) have a significant impact on Canada’s economy, as demonstrated by (i) having significant operations in Canada or (ii) supporting a significant workforce in Canada; (b) can generally demonstrate approximately $300 million or more in annual revenues; and (c) require a minimum loan size of about $60 million. Learn more.


AS OF MAY 19, 2020: Canada-U.S. Border Closure Extended

Today it was announced the closure of the Canada-U.S. border would be extended an additional 30 days to June 21. The conditions of the closure remain unchanged, which bans non-essential travel.


AS OF MAY 19, 2020: Expanded Eligibility For The Canada Emergency Business Account (CEBA)

Today the government announced it was expanding the criteria used by businesses in calculating their CEBA eligibility. To qualify under the expanded eligibility criteria, applicants with payroll lower than $20,000 need:

 

  • a business operating account at a participating financial institution;

  • a Canada Revenue Agency business number, and to have filed a 2018 or 2019 tax return;

  • eligible non-deferrable expenses between $40,000 and $1.5 million. Eligible non-deferrable expenses could include costs such as rent, property taxes, utilities and insurance.

Expenses will be subject to verification and audit by the Government of Canada. Learn more.


AS OF MAY 16, 2020: Additional Government Supports For Women Entrepreneurs

On May 16, the Government of Canada announced an additional $15 million in funding to the Women Entrepreneurship Strategy (WES). The money will go directly to select organizations that are currently WES Ecosystem Fund recipients to help women entrepreneurs through the COVID-19 pandemic. Learn more.


AS OF MAY 15, 2020: Today, the Finance Minister Bill Morneau today announced that the Government of Canada will extend the Canada Emergency Wage Subsidy (CEWS) by an additional 12 weeks to August 29, 2020. The CEWS was in place for a 12-week period, from March 15 to June 6. Neither the 30% drop in revenue requirement nor the allowed types of payroll used in calculations have changed. This extension will help to prevent further job losses, encourage employers to rehire workers previously laid off as a result of COVID-19, and help better position Canadian companies and other employers to more easily resume normal operations following the crisis. 

 

The federal government has also shared that the first set of job postings for students and recent graduates are now up on the jobbank.gc.ca website and also on the Job Bank Canada app with more jobs being posted in coming weeks. 


The Prime Minister announced $450 million in funding to help Canada’s academic research community during the COVID-19 pandemic.


The governments of Canada and Ontario are investing up to $2.25 million to help farmers better protect employees and ensure the continued supply of healthy food products for consumers during the COVID-19 outbreak.


AS OF MAY 13, 2020: Government Announces Details Of The Regional Relief And Recovery Fund

Today the government announced the details of the nearly $1 billion in funding being provided to the Regional Development Agencies ($675 million) and the national network of Community Futures Development Corporations ($287 million). SMEs may now apply for support through their local Regional Development Agency. Learn More.


AS OF MAY 11, 2020: Additional Support For Medium And Large Businesses 

The Government of Canada today announced its intention to create the Large Employer Emergency Financing Facility (LEEFF) to provide bridge financing to Canada’s largest employers, whose needs during the pandemic are not being met through conventional financing, in order to keep their operations going. This support will not be used to resolve insolvencies or restructure firms, nor will it provide financing to companies that otherwise have the capacity to manage through the crisis. The additional liquidity provided through LEEFF will allow Canada’s largest businesses and their suppliers to remain active during this difficult time and position them for a rapid economic recovery. 

The government also announced it will expand the Business Credit Availability Program (BCAP) to mid-sized companies with larger financing needs, including loans of up to $60 million per company and guarantees of up to $80 million. Learn More.


AS OF MAY 8, 2020 Canada Emergency Wage Subsidy (CEWS) Program To Be Extended

The Government of Canada today announced its intention to create the Large Employer Emergency Financing Facility (LEEFF) to provide bridge financing to Canada’s largest employers, whose needs during the pandemic are not being met through conventional financing, in order to keep their operations going. This support will not be used to resolve insolvencies or restructure firms, nor will it provide financing to companies that otherwise have the capacity to manage through the crisis. The additional liquidity provided through LEEFF will allow Canada’s largest businesses and their suppliers to remain active during this difficult time and position them for a rapid economic recovery.

The government also announced it will expand the Business Credit Availability Program (BCAP) to mid-sized companies with larger financing needs, including loans of up to $60 million per company and guarantees of up to $80 million.
Today, the Government of Canada indicated the CEWS program will be extended beyond the current June 6 cut-off. No further details are available at the time of this writing; however, they are expected to be released by the government next week. We are pleased the CEWS is being extended.

 

Details Of Emergency Support Fund For Cultural, Heritage And Sport Organizations Announced
Today, the Government of Canada shared further details about its April 17 announcement of temporary relief measures to support the culture, heritage and sport sectors as they manage the challenges and impacts of the COVID-19 pandemic and plan for the future. A total of up to $500 million has been set aside to help alleviate the financial pressures of affected organizations. Learn more.


AS OF MAY 4, 2020: Canada and international partners launch the Coronavirus Global Response

The Canadian government announced today that Canada and partners from around the world have launched the “Coronavirus Global Response.” This online event aims to initially raise more than $8 billion (USD) to help researchers and innovators develop solutions to test, treat, and protect people, and to prevent the further spread of COVID-19. Learn more.


AS OF April 28, 2020: First Ministers Statement On Restarting The Economy

This afternoon, Canada’s First Ministers released a joint statement. It includes a set of common principles for restarting the economy and acknowledges the need for a gradual approach that prioritizes public health and allowing for differences between provinces. Read the statement.


AS OF April 24, 2020: Emergency Commercial Rent Assistance Details Announced

The Government of Canada announced it has reached an agreement in principle with all provinces and territories to provide rent relief for small businesses. The program will see tenants receive a 75% reduction in their rent payments for April, May and June.

The program is for small businesses, non-profits and charities that:

 

  • Pay less than $50,000 per month in rent.

  • Have temporarily ceased operations or have experienced at least a 70% drop versus pre-COVID-19 revenues.

 

The program will provide forgivable loans to qualifying commercial property owners to cover 50% of the eligible rent payments. The loans will be forgiven if the property owner agrees to reduce the eligible small business tenants’ rent by at least 75% and agrees not to evict the tenant. More information.


AS OF April 22, 2020: Today, the Government of Canada announced a series of programs directed toward students and recent graduates, including the newly proposed Canada Emergency Student Benefit (which still requires legislative approval). This benefit would provide $1,250 per month for eligible students or $1,750 per month for eligible students with dependents or disabilities. This benefit would be available from May to August 2020. More Information.


AS OF April 21, 2020: Canada Emergency Wage Subsidy Calculator Now Available

Ahead of the Wage Subsidy application process, which will be available in the coming days, additional details and a calculator are now available for businesses. Calculate Your Subsidy

 

New Resource Web Page From Finance Canada 
Finance Canada has produced a refined search tool to help businesses find the financial supports they may be eligible for, including direct financial support programs, access to credit and more. More information.


AS OF April 20, 2020: Canada – U.S. Land Border Restrictions Extended
On Saturday, April 18, it was announced that restrictions on travel across the land border between Canada and the U.S. would be extended until May 20. The current restrictions remain in place. Click here for more information.


AS OF April 16, 2020: The Government of Canada is:

  • Expanding the Canada Emergency Business Account (CEBA) to businesses that paid between $20,000 and $1.5 million in total payroll in 2019. This new range will replace the previous one of between $50,000 and $1 million, and will help address the challenges faced by small businesses to cover non-deferrable operating costs.

  • Announcing its intent to introduce the Canada Emergency Commercial Rent Assistance (CECRA) for small businesses. The program will seek to provide loans, including forgivable loans, to commercial property owners who in turn will lower or forgo the rent of small businesses for the months of April (retroactive), May, and June. Implementation of the program will require a partnership between the federal government and provincial and territorial governments, which are responsible for property owner-tenant relationships. We are working with the provinces and territories to increase rent support for businesses that are most impacted by the pandemic and we will have more details to share soon.

The government will continue to monitor and respond to the wide-ranging impacts of COVID-19, and take additional actions as needed to protect the health and safety of Canadians and stabilize the economy.

 

WHERE TO START:

Whether you are self-employed, a small business owner, or an entrepreneur – you shouldn’t have to worry about having to lose your business or your job. 

 

To get the help you need: 

  1. Visit our government’s COVID-19 Economic Response Plan website for information about supporting your employees and your business. It is constantly updated as the COVID-19 crisis evolves. 
  2. Contact your local financial institution. Since we know most small businesses have a relationship with their local financial institution already, we’ve worked with the financial sector to increase their lending capability to support you in in this challenging time. They are a good first place to start for help.
  3. Consult the Canadian Business Resilience Network and Canadian Chamber of Commerce’s pandemic preparedness guide to help prepare you business in the days and weeks to come.

AS OF April 15, 2020: Federal Government Expands CERB Qualification Criteria

The Government of Canada announced, today, that more Canadians will now qualify for the Canada Emergency Response Benefit (CERB). In addition to those who already qualified, the CERB is expanding to include people who:

 

  • earn up to $1,000 per month;

  • are seasonal workers;

  • have recently had their EI run out.

The changes are retroactive to March 15.


AS OF April 1, 2020: the latest updates on the Canada Emergency Wage Subsidy (CEWS) can be found below.

To support businesses that are facing revenue losses and to help prevent lay-offs, the government is proposing to provide eligible small employers a temporary wage subsidy for a period of three months.

 

  • The subsidy will be equal to 10% of remuneration paid during that period, up to a maximum subsidy of $1,375 per employee and $25,000 per employer. Businesses will be able to benefit immediately from this support by reducing their remittances of income tax withheld on their employees’ remuneration.
  • This subsidy continues to exist.

 

The Federal government announced further, increased wage subsidies to any business, big or small, along with charities and not-for-profit organizations, so long as they are not publicly-funded, and meet the criteria below.

 

  • A 75% wage subsidy is available, up to 3 months. This subsidy will be backdated to March 15th, 2020. 

  • To qualify, gross businesses revenues must have decreased by at least 30%, this will be reviewed and verified after the fact.

  • Revenues will be compared to the respective month in from last year (2019) in March, April or May.

  • Details for businesses who do not have revenue data from last year will come soon.

  • Companies will be required to show pre-crisis income of an employee. Business will then get 75% of the wages they paid out returned to them through the CRA.

  • Companies will need to apply for the subsidy each month. 

  • This subsidy applies to any business, big or small, including the hospitality sector (bars, restaurants).

  • The number of employees in your organization won’t determine if you qualify.

  • The subsidy will cover 75% of a salary on the first $58,700 earned.

  • Program will provide up to $847 per week for each worker.

  • Your business does not need to be open to receive the subsidy.

  • The remaining 25% of wages is not required to qualify for the subsidy. However, employers will need to attest that they are doing everything they can to pay the remaining 25%of people’s wages.

  • Any one who fraudulently accesses these subsidies will face serious penalties.

  • Businesses will apply through the CRA website. 

  • The portal will open shortly; the funds will be available in 6 weeks (as of April 1st)

  • Further details of how and where to access the subsidy to come


AS OF March 30, 2020: the Federal government provided further details on wage subsidies for businesses.

  • The Federal government announced increased wage subsidies for SME business and not-for-profits. The wage subsidy is increasing from 10% to 75%, for 3 months. This subsidy will be backdated to March 15th, 2020. 

  • To qualify, businesses revenues must have decreased by at least 30%, this will be reviewed and verified after the fact 

  • The number of employees in your organization won’t determine if you qualify

  • The subsidy will cover 75% of a salary on the first $58,700 earned

  • Program will provide up to $847 per week for each worker

  • Your business does not need to be open to receive the subsidy

  • The remaining 25% of wages is recommended, but not required to qualify to for the subsidy

  • Further details of how and where to access the subsidy to come

 

 

Canadian Chamber of Commerce

 

Canadian Chamber Launches National Food Services Working Group To Bolster Economic Recovery 

JUNE 16, 2020:  We have launched the National Food Services Working Group to address the economic challenges of the food services industry. With approximately 98,000 foodservice establishments in Canada, the industry is integral to the economic vibrancy of communities. Co-chaired by David Lefebvre of Restaurants Canada and Steve Zmudczynski of Molson Coors Beverage Company, the Working Group is comprised of the presidents and CEOs of many of Canada’s best-known food service and restaurant brands.  Learn more.

 

Coming Soon: Canadian Business Resilience Network Small Business Relief Fund

MAY 25, 2020: Applications are opening Monday, June 1 for our Canadian Business Resilience Network Small Business Relief Fund. We are offering grants to Canadian small businesses that have been adversely affected by the COVID-19 pandemic to provide a lifeline and support their resilience. These grants are possible through the generosity of Salesforce (NYSE:CRM) and will be offered as a one-time payment of $10,000 to 62 businesses across the country. Applications will be accepted from June 1 to June 12, 2020. More information


CBRN Launches National Guide For Business Reopening

MAY 20, 2020: As businesses prepare to reopen or revamp their operations amid the ongoing COVID-19 pandemic, there are numerous issues and challenges to consider. This toolkit prepared by the Canadian Chamber of Commerce’s Canadian Business Resilience Network is designed to provide guidance, or access to guidance, for business owners and senior managers responsible for re-establishing their operations while ensuring the health and safety of their staff, customers, suppliers and the general public is at the forefront.

The toolkit provides key information on government regulations, childcare availability, sourcing PPE, government financial supports and communicating to staff, customers and suppliers. The guide also includes links to a wide range of additional toolkits and resources prepared by members of the CBRN. Key sections of the guide will be regularly updated online to provide the most recent information available. Access toolkit.


RESULTS ARE IN: Major Survey On Business Conditions Amid COVID-19 Shows Economic Clock Is Ticking 

AS OF APRIL 29, 2020: The Canadian Survey on Business Conditions, a joint effort between Statistics Canada and the Canadian Chamber of Commerce, provides the most detailed insight yet into the impact of COVID-19 on Canadian businesses. The survey is Canada’s first comprehensive view into how our businesses are managing as the COVID-19 shutdown continues. In all, more than 13,000 businesses participated – thank you!  Explore the findings


Five Keys To Reopening The Economy

AS OF APRIL 28, 2020: Businesses want to ramp up economic activity quickly and safely in a way that allows Canadians to get back to work while protecting employees, customers and the general public. As they implement public health measures, businesses will need time to procure personal protective equipment and change how they operate. Policymakers need to develop clear, predictable measures that are coherent domestically and aligned internationally where possible, and that minimize unintended consequences. Doing so will give Canadians the confidence to return to their workplaces and patronize businesses in their communities. Read more.


Positive Changes To Canada Emergency Wage Subsidy Program, Interest-Free Loans available April 9. 

 

AS OF APRIL 8, 2020: Today, we learned of several important changes to the wage subsidy program that will help more businesses access funding: 

 

  • A business will now be able to compare its revenue to the same month last year OR an average of January and February 2020. This will help new and growing firms who may not have qualified based on a comparison to the same month in 2019.

  • A business needs only to demonstrate a 15% reduction in gross revenues for March. A 30% reduction will still be required to receive the subsidy in April and May.

  • The program will now allow businesses to use either accrual or cash accounting methods.

  • Employer paid Employment Insurance (EI), Canada Pension Plan (CPP), Quebec Pension Plan (QPP) and Quebec Parental Insurance Plan premiums will be reimbursed.

  • Registered charities and not-for-profit organizations are eligible employers to apply for the wage subsidy. They also have the choice of whether or not to include government funding in their revenue calculations.

  • Businesses can start applying for interest-free loans on April 9. Applications are available through local financial institutions.


While these are positive changes, the Canadian Chamber continues to focus on the importance of getting funds to businesses in days, not weeks.


New Website with COVID-19 Supports for Business Launches Monday

 

APRIL 3 , 2020. Our official COVID-19 website launches on Monday, April 6, in collaboration with the Government of Canada. We have partnered with our chamber network and a number of Canada’s leading business organizations, including the Business Council of Canada, the Canadian Council for Aboriginal Business, the Canadian Federation of Independent Business and Canadian Manufacturers & Exporters. We are also grateful for the support of a number of our members, including Canada Life, Canadian Western Bank, Grant Thornton, EDC and Advertek.
 
The website will host resources for business, news and insights, progress on policy and more. You’ll receive an invitation next Monday to check out the new website – keep an eye on your inbox! 


Government Delivers What SMEs Need to Protect the Jobs in Their Businesses 

 

March 27, 2020.  Prime Minister Justin Trudeau delivered some welcome news for SMEs across the country. That news included the following announcements:


•    A 75% wage subsidy for qualifying businesses, for up to three months, retroactive to March 15, 2020. This will help businesses to keep and return workers to the payroll. More details on eligibility criteria will start with the impact of COVID-19 on sales and will be shared before the end of the month.
 
•    Allow businesses, including self-employed individuals, to defer all Goods and Services Tax/Harmonized Sales Tax (GST/HST) payments until June as well as customs duties owed for imports. This measure is the equivalent of providing up to $30 billion in interest-free loans to Canadian businesses. It will help businesses so they can continue to pay their employees and their bills and help ease cash-flow challenges across the country.
 
•    The launch of the new Canada Emergency Business Account. This program will provide up to $25 billion to eligible financial institutions so they can provide interest-free loans to small businesses. These loans – guaranteed and funded by the Government of Canada – will ensure small businesses have access to the capital they need, at a zero per cent interest rate, so they can pay for rent and other important costs over the next number of months.
 
•    The launch of the new Small and Medium-sized Enterprise Loan and Guarantee program that will enable up to $40 billion in lending, supported through Export Development Canada and Business Development Bank, for guaranteed loans when small businesses go to their financial institutions to help weather the impacts of COVID-19. This is intended for small and medium-sized companies that require greater help to meet their operational cash flow requirements.


Helping Your Business Prepare for and Manage Through COVID-19

 

In today’s global world, systems are more interconnected than ever. It stands to reason then, if a pandemic strikes in one part of the world, the opportunities for it to spread are that much greater.

 

To help businesses prepare for and manage through a potential COVID-19 escalation in Canada, the Canadian Chamber has developed a brief guide source from a number of best practice documents and designed to assist business planning and continuity efforts. This tool includes links to the some of the most relevant and credible information, best practice tools and resources and can be found here Pandemic Preparedness Guide.

 

COVID-19: Top Five Things SMEs Need to Know (Blog by Perrin Betty)

 

The Canadian Chamber has  prepared an FAQ based on questions we have received from members on the government's measures to support business during the COVID-19 pandemic and about how we are adjusting our own operations. Please visit www.chamber.ca/resources/pandemic-preparedness

 

 

 

Coronavirus disease (COVID-19): Canada’s response

 

How Canada is responding to COVID-19

For detailed information on Canada's whole-of-government actions to respond to the outbreak, refer to the Government of Canada's response to COVID-19.

 

Economic and financial support

To learn more about Canada’s actions to help Canadians and businesses facing hardship as a result of the COVID-19 outbreak, refer to Canada’s COVID-19

 

Travel advisories

The Government of Canada is continually assessing travel risks for Canadians. An official global travel advisory is in effect: Avoid all non-essential travel outside of Canada until further notice. In addition, a pandemic COVID-19 travel health notice with travel health advice for Canadians has also been issued.

It may be increasingly difficult to travel in and out of some destinations. If you are currently in a destination with travel restrictions and your presence there is not essential, you should consider leaving by commercial means while these are still available.